![]() In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator. 1All payments quoted above are based upon $1,000 borrowed. Rates are based upon an evaluation of applicant credit. Rates are subject to change without notice. The Margin that will apply to your VISA® Platinum Secured Account is 5.65%. The Margin that will apply to your VISA® Platinum Rewards Account is 6.65%-9.65%, based on your creditworthiness at the time you establish your Account. The Margin that will apply to your VISA® Platinum Account is 5.65%-14.65%, based on your creditworthiness at the time you establish your Account. Your Interest Rate will never be greater than 18.00% and will apply to your remaining principal balance. Increases or decreases in the Interest Rate will cause like increases or decreases in the Finance Charge and will affect the number of your regularly scheduled payments. Changes in the Index will cause changes in the Interest Rate on the first day of the billing cycle that immediately follows any such change in the Index. The Index plus the Margin equals the Interest Rate. All advances are subject to a Variable Interest Rate which is based on the highest Prime Rate as published in the Money Rates section of The Wall Street Journal in effect on the last business day of each calendar month (“Index”) plus Our Margin. The greater of 2% of the outstanding balance or $10
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